Monthly Archives: January 2012

Aldermore’s new Buy to Let range vs TMW’s products at 80% LTV, are they any good?

Buy to Let, high LTV lending anyone? Aldermore has set the cat among the sole 80% lending pigeon by increasing its max LTV, so let’s look at the rates to see what changes this could mean. The only other lender … Continue reading

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Our Comment on Mortgage Rate Changes

The  Mortgage Rate Update Thursday 12th Jan BoE Base Rate Decision The Bank of England said that Mortgage availability will get harder in the first quarter and nearly every broker on Twitter was telling the world how busy they are … Continue reading

Posted in Base Rate, Buy to Let, Lenders, Mortgage Industry | Leave a comment

The Stupid Deals that Saved Our Bacon

How stupid deals saved us from oblivion The 2 worst finance deals in decades* that saved our bacon Deal 1f Bank of America steps into save Merrill Lynch for just $45Bn OK, firstly hindsight is always 20/20 and BoA’s Ken … Continue reading

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2012 – A set in stone look at what the future holds for mortgages, or at least our best guess.

For Mortgages, it is that time of year when ‘Industry experts’* are let loose in blogs and other media to let us all know what will be happening in the next year. They are always wrong. Wwhen the sheen of … Continue reading

Posted in Base Rate, Buy to Let, House Prices, Housing Market, Mortgage Industry, Press Comment | Comments Off on 2012 – A set in stone look at what the future holds for mortgages, or at least our best guess.