Category Archives: First Time Buyers

100% Mortgage launched for people with experience renting

Posted on May 10, 2023 by Mark Dyason

Skipton Building Society have launched a new mortgage, ‘The Track Record,’ where the buyers do not need a deposit. The product’s aim is to answer the complaint ‘we cannot save a significant deposit is because they are paying such high … Continue reading →

Posted in Edinburgh Mortgage Advice, First Time Buyers, Housing Market, Interest Rates, Lenders | Leave a comment

The average first-time buyer deposit has passed £60,000. Here’s how you can help your adult children

Posted on March 21, 2023 by Mark Dyason

With the average price of a home increasing consistently throughout the last few decades, first-time buyers are facing serious affordability challenges.

Posted in Edinburgh Mortgage Advice, First Time Buyers | Leave a comment

The Benefits of Using a Mortgage Adviser for Your Mortgage

Posted on February 22, 2023 by Mark Dyason

Are you planning to buy a home but don’t know where to start with the mortgage process? Consider using a mortgage adviser to help you navigate the complex world of home loans. Here are some of the top benefits of … Continue reading →

Posted in Edinburgh Mortgage Advice, First Time Buyers, Mortgage Know How | Leave a comment

Help to Buy – The facts

Posted on January 10, 2014 by Mark Dyason

Here are the facts about Help to Buy written in plain English to help you understand whether either of these finance schemes are right for you. Who is Help to Buy aimed at? Help to buy is aimed at those … Continue reading →

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Help to Buy, Mortgage Industry, Purchase, Scotland | 1 Comment

Why Nationwide’s large increase in profit is good news

Posted on November 20, 2013 by Mark Dyason

Here is an article from the Daily Mail saying about Nationwide’s recent increase in profits and lending and Mark’s comments about why this is good news. http://www.dailymail.co.uk/money/markets/article-2507789/Nationwide-takes-fight-banks-profits-leap-155-mortgage-lending-soars-nearly-4billion-just-months.html

Posted in First Time Buyers, Housing Market, Lenders, Press Comment | Leave a comment

The Return of the First Time Buyer

Posted on July 13, 2013 by Mark Dyason

This week the Council of Mortgage Lender’s latest data has confirmed what we have been seeing first hand, namely that this year the first time buyer has returned. The mix of stable house prices, pent up demand and lenders launching … Continue reading →

Posted in Edinburgh Mortgage Advice, First Time Buyers, House Prices, Housing Market, Lenders, Press Comment | 1 Comment

What mortgages are available? A few pointers

Posted on November 19, 2012 by Mark Dyason

OK so you have decided to move/buy/remortgage, but like most people starting out don’t know if there are any lenders in the market able/willing to help and the scare stories in the press make it look like there is no-one … Continue reading →

Posted in Buy to Let, Edinburgh Mortgage Advice, First Time Buyers, Mortgage Know How, Poor Credit | 2 Comments