Category Archives: House Prices

How the 2023 mortgage “price war” could benefit both homebuyers and homeowners

If you have been keeping an eye on mortgage rates since the end of 2022, you will know that there were some headline-worthy market shifts in recent months.

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Will house prices keep falling in 2023, and what does this mean for you? 

Over the past few years, the Covid-19 pandemic and the cost of living crisis have created uncertainty across the financial sector. One of the sectors that has rarely been out of the news is the housing market. According to the … Continue reading

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The Return of the First Time Buyer

This week the Council of Mortgage Lender’s latest data has confirmed what we have been seeing first hand, namely that this year the first time buyer has returned. The mix of stable house prices, pent up demand and lenders launching … Continue reading

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2012 – A set in stone look at what the future holds for mortgages, or at least our best guess.

For Mortgages, it is that time of year when ‘Industry experts’* are let loose in blogs and other media to let us all know what will be happening in the next year. They are always wrong. Wwhen the sheen of … Continue reading

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Edinburgh Mortgage Advice in the press this month

This month has been a good month for us getting our news and views out there, here is a selection of what we said. CML Scottish Lending Numbers 25/11 A good set of numbers, but really more evidence of a … Continue reading

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House Prices, Stick, Twist or Fold

Here is an article I wrote a year ago, however it still holds true today and I am proud of the Share Cert line! After a weekend of articles saying different things, we look to summarise UK House Prices over … Continue reading

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A positive view on what is happening to the housing market in Scotland

We were asked for our view on the recent news regarding the housing market in Scotland and whilst we don’t think it is fantastic, we seem to be able to be a wee bit more positive than some….have a look and … Continue reading

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