Category Archives: Mortgage Industry

Help to Buy – The facts

Here are the facts about Help to Buy written in plain English to help you understand whether either of these finance schemes are right for you. Who is Help to Buy aimed at? Help to buy is aimed at those … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Help to Buy, Mortgage Industry, Purchase, Scotland | 2 Comments

Mortgage rates reach record low

In recent months, some of the best mortgage rates I’ve ever seen have come onto the market. There’s no doubt that the Funding for Lending Scheme, the joint initiative of the Government and Bank of England to get lenders lending … Continue reading

Posted in Edinburgh Mortgage Advice, Housing Market, Interest Rates, Lenders, Mortgage Industry, Mortgage Know How, Press Comment | Leave a comment

Buy to Let with CCJ or Defaults – Good news

Good news for Landlords under the cosh. Precise mortgages have revamped their Buy to Let (BtL) range with a couple of exciting changes. On prime loans the loan to value is now up to 80% and that makes the number … Continue reading

Posted in Buy to Let, Lenders, Mortgage Industry, Mortgage Know How | 5 Comments

Edinburgh Mortgage in the Press

Here is the latest press for Edinburgh Mortgage. Friday 27th April. A blog from Telegraph head of finance Ian Cowie, quotes us about the issues facing customer with homes but unable to move their mortgage. http://blogs.telegraph.co.uk/finance/ianmcowie/100016722/homebuyers-become-prisoners-in-their-own-property/ On Sunday 23th April, … Continue reading

Posted in Interest Only, Interest Rates, Mortgage Industry | Leave a comment

What have the romans,sorry, tweets ever done for us brokers?

What have the romans tweets ever done for us brokers? I am a huge fan of twitter, its snippet banter, up to the second news. It gives an overall breadth and depth that I would have never imagined possible in … Continue reading

Posted in Mortgage Industry, Press Comment | 1 Comment

Mortgage Know How Part 1 – Mortgage Over-payment

This is the first in a set of posts to highlight mortgage features that you could make use of:- Overpayments drive down the total amount and term you pay 1. Over-payments – most mortgage providers will allow you to overpay either monthly or by … Continue reading

Posted in Interest Only, Lenders, Mortgage Industry, Mortgage Know How | Leave a comment

Take a mortgage without advice? It’s like buying a car without a warranty.

The FSA is facing a tough choice, whether to give in to lenders who are moaning about increased costs or protect what is proposed regarding all mortgage sales. This was to say that all sales have to be advised. It … Continue reading

Posted in Edinburgh Mortgage Advice, Lenders, Mortgage Industry, Mortgage Know How | Leave a comment

The Budget – what we picked out of it.

Here is our take on the recent announcements in the budget announced today: Growth, Unemployment & Inflation All are said to be better than elsewhere but low, however all are pretty shaky and open to getting worse if anything happens … Continue reading

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What goes down must come up – Standard Variable Rates head north

Halifax, RBS One Account customers and now Bank of Ireland customers have all been told in recent days that their Standard Variable Rates are going up. Why? It is the cost of funding we are told. Well, given that the … Continue reading

Posted in Base Rate, Edinburgh Mortgage Advice, Housing Market, Interest Rates, Lenders, Mortgage Industry, Standard Variable Rates | Leave a comment

The search Google is not interested in anymore. Mortgages.

The search giant exits Mortgage comparison. When it launched and its capture of beatthatquote for £37M had commentators reaching for hyperbole and back in 2007 this seemed yet another nail in the coffin of the local mortgage broker looking sit … Continue reading

Posted in Lenders, Mortgage Industry, Press Comment | Leave a comment