Category Archives: Mortgage Know How

How can a first time buyer get a mortgage?

They say buying a house is one of the biggest financial decisions you’ll ever make, and for any first time buyer this is a daunting prospect. The mortgage market can be a difficult place to navigate and this is especially … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Housing Market, Lenders, Mortgage Know How | Tagged | Leave a comment

95% remortgages available

There has been lots of talk about the new Government Schemes helping people get on the ladder. But what about the people who are already on the ladder? Well we have a lender that can help people remortgage up to … Continue reading

Posted in Edinburgh Mortgage Advice, Government Schemes, Help to Buy, Housing Market, Lenders, Mortgage Know How | Leave a comment

Top 5 reasons to choose a 5 year Fixed Rate mortgage

Are you wondering whether to go for a 2, 3, 4 or 5 year fixed rate mortgage?  Over the past few months there have been some great headline rates on offer for short term deals – but are they really … Continue reading

Posted in Base Rate, Edinburgh Mortgage Advice, Fixed Rates, Housing Market, Interest Rates, Mortgage Know How, Standard Variable Rates | Tagged | 2 Comments

Mortgage rates reach record low

In recent months, some of the best mortgage rates I’ve ever seen have come onto the market. There’s no doubt that the Funding for Lending Scheme, the joint initiative of the Government and Bank of England to get lenders lending … Continue reading

Posted in Edinburgh Mortgage Advice, Housing Market, Interest Rates, Lenders, Mortgage Industry, Mortgage Know How, Press Comment | Leave a comment

What mortgages are available? A few pointers

OK so you have decided to move/buy/remortgage, but like most people starting out don’t know if there are any lenders in the market able/willing to help and the scare stories in the press make it look like there is no-one … Continue reading

Posted in Buy to Let, Edinburgh Mortgage Advice, First Time Buyers, Mortgage Know How, Poor Credit | 2 Comments

Buy to Let with CCJ or Defaults – Good news

Good news for Landlords under the cosh. Precise mortgages have revamped their Buy to Let (BtL) range with a couple of exciting changes. On prime loans the loan to value is now up to 80% and that makes the number … Continue reading

Posted in Buy to Let, Lenders, Mortgage Industry, Mortgage Know How | 5 Comments

Mortgage Know How Part 1 – Mortgage Over-payment

This is the first in a set of posts to highlight mortgage features that you could make use of:- Overpayments drive down the total amount and term you pay 1. Over-payments – most mortgage providers will allow you to overpay either monthly or by … Continue reading

Posted in Interest Only, Lenders, Mortgage Industry, Mortgage Know How | Leave a comment

Take a mortgage without advice? It’s like buying a car without a warranty.

The FSA is facing a tough choice, whether to give in to lenders who are moaning about increased costs or protect what is proposed regarding all mortgage sales. This was to say that all sales have to be advised. It … Continue reading

Posted in Edinburgh Mortgage Advice, Lenders, Mortgage Industry, Mortgage Know How | Leave a comment