Category Archives: Base Rate

Everything you need to know about how a 1.25% base rate may affect your mortgage

Posted on June 29, 2022 by Mark Dyason

In December 2021, the Bank of England (BoE) raised the base rate from a historically low 0.1% to 0.25%.

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Top 5 reasons to choose a 5 year Fixed Rate mortgage

Posted on June 26, 2013 by Mark Dyason

Are you wondering whether to go for a 2, 3, 4 or 5 year fixed rate mortgage?  Over the past few months there have been some great headline rates on offer for short term deals – but are they really … Continue reading →

Posted in Base Rate, Edinburgh Mortgage Advice, Fixed Rates, Housing Market, Interest Rates, Mortgage Know How, Standard Variable Rates | Tagged | 3 Comments

What goes down must come up – Standard Variable Rates head north

Posted on March 7, 2012 by Mark Dyason

Halifax, RBS One Account customers and now Bank of Ireland customers have all been told in recent days that their Standard Variable Rates are going up. Why? It is the cost of funding we are told. Well, given that we … Continue reading →

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Our Comment on Mortgage Rate Changes

Posted on January 6, 2012 by Mark Dyason

The  Mortgage Rate Update Thursday 12th Jan BoE Base Rate Decision The Bank of England said that Mortgage availability will get harder in the first quarter and nearly every broker on Twitter was telling the world how busy they are … Continue reading →

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2012 – A set in stone look at what the future holds for mortgages, or at least our best guess.

Posted on January 2, 2012 by Mark Dyason

For Mortgages, it is that time of year when ‘Industry experts’* are let loose in blogs and other media to let us all know what will be happening in the next year. They are always wrong. Wwhen the sheen of … Continue reading →

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Bank of England Base rate on hold till Q4 next year

Posted on October 25, 2011 by Mark Dyason

A recent reuters poll of 60 economists has concluded that the base rate will remain at just 0.5% till at least October of next year – but what does this mean for mortgage customers? Well unless the Eurozone sorts out … Continue reading →

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