Category Archives: Edinburgh Mortgage Advice

The Importance of Your Credit File

Posted on November 1, 2023 by Mark Dyason

In the world of financial transactions, especially when securing a mortgage, one’s credit file stands as a testament to their financial behaviour and trustworthiness. Yet, it’s a common misconception that only ‘perfect’ credit will pave the way for smooth mortgage … Continue reading →

Posted in Credit Files, Edinburgh Mortgage Advice, Housing Market, Mortgage Industry, Mortgage Know How, Poor Credit | 9 Comments

Can trees cause subsidence? Here’s what you should know 

Posted on July 17, 2023 by Mark Dyason

With the warmer weather here, now is the perfect time to get outside and spend some time improving your outdoor space. Planting new trees and shrubs is an excellent way to spruce up your garden, and doing so can even … Continue reading →

Posted in Edinburgh Mortgage Advice | Leave a comment

2 lesser-known buy-to-let rule changes that landlords should know about

Posted on July 17, 2023 by Mark Dyason

The UK’s buy-to-let landscape has changed significantly since the pandemic.  According to data published by the Office for National Statistics (ONS), private rental prices increased by 5.1% in the year to June 2023. But in some areas, the Guardian reports, … Continue reading →

Posted in Edinburgh Mortgage Advice | 1 Comment

What is the government’s new mortgage charter, and how can it help homeowners?

Posted on July 17, 2023 by Mark Dyason

In order to tackle rising inflation, the Bank of England (BoE) has raised the base interest rate 13 consecutive times since December 2021. As of June 2023, it now stands at 5%. Rising interest rates is one of multiple factors … Continue reading →

Posted in Edinburgh Mortgage Advice | 6 Comments

100% Mortgage launched for people with experience renting

Posted on May 10, 2023 by Mark Dyason

Skipton Building Society have launched a new mortgage, ‘The Track Record,’ where the buyers do not need a deposit. The product’s aim is to answer the complaint ‘we cannot save a significant deposit is because they are paying such high … Continue reading →

Posted in Edinburgh Mortgage Advice, First Time Buyers, Housing Market, Interest Rates, Lenders | 15 Comments

What is an “offset mortgage” and could one be right for you?

Posted on April 24, 2023 by Mark Dyason

If you are a homeowner, your monthly mortgage payments may have increased in the last few months. Or, perhaps your fixed-rate deal is coming to an end and you’re concerned about what your repayments will be at that time? Similarly, … Continue reading →

Posted in Edinburgh Mortgage Advice, Mortgage Know How | 2 Comments

The average first-time buyer deposit has passed £60,000. Here’s how you can help your adult children

Posted on March 21, 2023 by Mark Dyason

With the average price of a home increasing consistently throughout the last few decades, first-time buyers are facing serious affordability challenges.

Posted in Edinburgh Mortgage Advice, First Time Buyers | Leave a comment

How the 2023 mortgage “price war” could benefit both homebuyers and homeowners

Posted on March 21, 2023 by Mark Dyason

If you have been keeping an eye on mortgage rates since the end of 2022, you will know that there were some headline-worthy market shifts in recent months.

Posted in Edinburgh Mortgage Advice, House Prices, Housing Market, Mortgage Industry | 2 Comments

9 million Brits could have mistakes on their credit report. Do you? 

Posted on March 21, 2023 by Mark Dyason

When you are applying for a mortgage, there are so many eligibility factors that can work both against you and in your favour.

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The Benefits of Using a Mortgage Adviser for Your Mortgage

Posted on February 22, 2023 by Mark Dyason

Are you planning to buy a home but don’t know where to start with the mortgage process? Consider using a mortgage adviser to help you navigate the complex world of home loans. Here are some of the top benefits of … Continue reading →

Posted in Edinburgh Mortgage Advice, First Time Buyers, Mortgage Know How | 3 Comments