Category Archives: Edinburgh Mortgage Advice

What is a heat pump, and is it worth getting one for your home?

Heat pumps have become a big talking point over the past couple of months as a great option for heating your home.

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What’s next in store for house prices in 2021 and 2022?

2021 has been a record-breaking year for house prices. In the year up to September when data was last available, the UK House Price Index recorded average prices having risen 11.8% across the UK.

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How could changes in interest rates affect you moving forwards?

After 18 months of low interest rates across the economy, there finally appears to be some upward movement in mortgage rates.

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Do Scottish house prices near a Waitrose really outperform those further away?

It’s become common folklore that house prices near a Waitrose outperform those further away. The claim comes from a 2016 Lloyds Banking Group study, which coined the phrase the “Waitrose effect” for the mysterious rise in house prices in the … Continue reading

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3 important reasons first-time buyers should always use a mortgage broker

Mortgage brokers have become even more important to first-time buyers over the past year, according to figures published in the FT Adviser in May. Half of all first-time buyers used a mortgage broker over the year from March 2020 to … Continue reading

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Why the impact of inflation might mean your mortgage costs you more

Inflation reached 2.5% in June, as a reopened UK economy saw a spending boom across restaurants, bars, and leisure activities. While this may feel like a far-off issue for you, inflation can have a tangible impact on your personal finances … Continue reading

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5 practical and easy ways to switch off when working from home

Covid dramatically changed the way we approach work, with nearly half of all people switching from the office to home working in 2020. Now, with many employers seeing home working as a viable option moving forward, it’s likely that home … Continue reading

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Did you know your credit “rating” doesn’t actually exist?

Credit ratings are often heralded as one of the most important things you need to improve in order to borrow money, especially for a mortgage. But did you know that you don’t actually have a credit “rating”? That number you … Continue reading

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5 interesting things the pandemic has taught us about the housing market

Covid has been a shake-up for pretty much every industry and sector imaginable, as lockdowns prevented trade and forced many businesses to furlough staff over the past year and a half.

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Why business insurance is more important than ever

Covid created an entirely unprecedented situation that will live long in the memory of everyone involved, but especially for business owners. The pandemic has made many business owners take stock and realise how quickly you can go from operating one … Continue reading

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