Category Archives: Edinburgh Mortgage Advice

Income Protection vs Critical Illness Cover – which is right for me?

Unlike life insurance, which pays out on death, Income Protection and Critical Illness Cover both offer a financial safety-net while you’re still alive. They’re designed to reduce the financial hardship you and your family could suffer if you became ill.

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3 reasons you should contact your mortgage broker today

Once you’ve got your mortgage, you might assume that your relationship with your mortgage broker comes to an end. In fact, your mortgage broker can provide ongoing support in the years and decades that follow. By getting in touch with … Continue reading

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3 things that could affect your mortgage in 2021

The year 2020 was one that many people would rather forget. The coronavirus pandemic wreaked havoc on our day-to-day lives, affecting our health, happiness, and finances. One sector that experienced its fair share of ups and downs was the housing … Continue reading

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6 top tips to speed up the home-buying process

Finding your dream house is just the first of many steps in the home-buying process. In Scotland, it usually takes six to eight weeks between making an offer and being handed the keys to your new pad. In England, around … Continue reading

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What is mortgage protection and do I need it?

Have you ever thought about what would happen to your mortgage if you died unexpectedly? Without your income, there’s a risk your loved ones would struggle to make repayments or, worse, be forced to sell their home.

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The pros and cons of buying a new-build home

If you want to live in a house that’s brand new and spotlessly clean, you might be tempted to buy a new-build home. Figures compiled by Zoopla suggest the new-build market is starting to bounce back after coronavirus put a … Continue reading

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Should I overpay on my mortgage? Here’s what you need to know

If you’ve got extra cash to spare, you might be considering making overpayments on your mortgage. Overpaying could reduce your monthly repayments, shorten your mortgage term, and save you money in interest. However, it isn’t necessarily the right decision for … Continue reading

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Escape to the country: The UK’s top 5 retreats

After almost a whole year working from home, it’s no surprise that more and more people are swapping the cramped confinement of city dwelling for the rolling countryside. According to Rightmove, the number of city residents contacting estate agents to … Continue reading

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5 questions to ask yourself if you’re unmarried and buying a house

Like an increasing number of couples in the UK, you and your partner might be considering buying your first home without getting married. This could be because you want to get a foot onto the property ladder as quickly as … Continue reading

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3 ways your property could fund your care

If you’re concerned about how you’ll pay for your care in old age, you’re not alone. Research by Nationwide suggests two-thirds of British homeowners over the age of 50 worry about covering later-life care bills.

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