Category Archives: Edinburgh Mortgage Advice

How the chancellor’s energy VAT cut could help you eco-boost your home

After energy regulator Ofgem increased its energy price cap by 54% this spring, you might be searching for ways to update your home that could mitigate your long-term energy costs. Responding to this issue in his spring statement, chancellor Rishi … Continue reading

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5 alternative ways to help your children buy a house without giving away cash

If you have adult children who are making their own way in the world, you could have plans to help them with one key milestone: buying their first home. House prices are rising all around the UK, meaning some people … Continue reading

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3 easy ways to reduce the stress of buying a home

When you consider the stressful factors in modern life, you might feel overwhelmed at times. The UK’s current cost of living crisis, compounded with two years of the Covid-19 pandemic and the ongoing war in Ukraine, could be enough to … Continue reading

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3 important mortgage admin tasks for the start of the new tax year

The new tax year begins on 6 April, and with it comes a new opportunity to maximise your financial growth and wellbeing. You could be looking at your property options for the year ahead, considering applying for a new mortgage, … Continue reading

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3 powerful reasons why remortgaging your home could be the right choice for you in 2022

As a homeowner, you may be concerned about the rising cost of living being reported around the UK. According to a March 2022 report in the Guardian, the cost of living crisis is having a “devastating impact” on some families, … Continue reading

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Will the new energy rules make it illegal to rent your property in 2023?

If you have been a landlord since 2018 or earlier, you will know that the Energy Performance Certificate (EPC) rules have been in a constant state of review for some years now, in an attempt to make UK homes more … Continue reading

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How one woman used TikTok to trade a hairpin for a house

If you cast your mind back to May 2020, you may have been deep in a quarantine project. Perhaps you decided to do some DIY, learn how to knit, write the next great British novel, or binge all five seasons … Continue reading

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How far will interest rates rise, and what could it mean for you?

As you may already know, the UK has recently seen another interest rate increase. In February, the Bank of England (BoE) raised the base rate from 0.25% to 0.5%. While the base rate still remains historically low, this change could … Continue reading

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Could you use equity from your home to fund renovations?

If you took the opportunity to do some DIY during one of the recent lockdowns, you’re not alone. According to data from Yahoo, 5 million Brits redecorated rooms in their homes, 1.5 million built an outhouse, and over a million … Continue reading

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Is it possible to make a listed home energy-efficient?

The UK government has set some ambitious targets to combat climate change, most notably to achieve net zero greenhouse gas emissions by 2050. However, this pledge may contain a gaping oversight: the issue of energy-efficient housing. According to the National … Continue reading

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