Category Archives: Interest Rates

100% Mortgage launched for people with experience renting

Posted on May 10, 2023 by Mark Dyason

Skipton Building Society have launched a new mortgage, ‘The Track Record,’ where the buyers do not need a deposit. The product’s aim is to answer the complaint ‘we cannot save a significant deposit is because they are paying such high … Continue reading →

Posted in Edinburgh Mortgage Advice, First Time Buyers, Housing Market, Interest Rates, Lenders | 14 Comments

Edinburgh Mortgage Advice in the news

Posted on August 2, 2013 by Mark Dyason

Today, the Times has an article about the latest movements on rates in the mortgage market. Here we are adding our two-penneth http://www.thetimes.co.uk/tto/life/property/prices-investment/article3831370.ece (£) In essence what we say is that interest rates are so low that lenders are having to … Continue reading →

Posted in Edinburgh Mortgage Advice, Interest Rates, Lenders | 4 Comments

Top 5 reasons to choose a 5 year Fixed Rate mortgage

Posted on June 26, 2013 by Mark Dyason

Are you wondering whether to go for a 2, 3, 4 or 5 year fixed rate mortgage?  Over the past few months there have been some great headline rates on offer for short term deals – but are they really … Continue reading →

Posted in Base Rate, Edinburgh Mortgage Advice, Fixed Rates, Housing Market, Interest Rates, Mortgage Know How, Standard Variable Rates | Tagged | 4 Comments

Mortgage rates reach record low

Posted on December 20, 2012 by Mark Dyason

In recent months, some of the best mortgage rates I’ve ever seen have come onto the market. There’s no doubt that the Funding for Lending Scheme, the joint initiative of the Government and Bank of England to get lenders lending … Continue reading →

Posted in Edinburgh Mortgage Advice, Housing Market, Interest Rates, Lenders, Mortgage Industry, Mortgage Know How, Press Comment | 2 Comments

Edinburgh Mortgage in the Press

Posted on April 23, 2012 by Mark Dyason

Here is the latest press for Edinburgh Mortgage. Friday 27th April. A blog from Telegraph head of finance Ian Cowie, quotes us about the issues facing customer with homes but unable to move their mortgage. http://blogs.telegraph.co.uk/finance/ianmcowie/100016722/homebuyers-become-prisoners-in-their-own-property/ On Sunday 23th April, … Continue reading →

Posted in Interest Only, Interest Rates, Mortgage Industry | Leave a comment

Interest Only – more changes, time to call the tailor

Posted on March 20, 2012 by Mark Dyason

If you have an interest only mortgage you must be wondering what is next for you. If have one and are not then perhaps now is the time to start. A repayment vehicle seemed like a quaint idea to some … Continue reading →

Posted in Interest Only, Interest Rates, Lenders | 2 Comments

What goes down must come up – Standard Variable Rates head north

Posted on March 7, 2012 by Mark Dyason

Halifax, RBS One Account customers and now Bank of Ireland customers have all been told in recent days that their Standard Variable Rates are going up. Why? It is the cost of funding we are told. Well, given that the … Continue reading →

Posted in Base Rate, Edinburgh Mortgage Advice, Housing Market, Interest Rates, Lenders, Mortgage Industry, Standard Variable Rates | 3 Comments