Category Archives: Interest Rates

UK high street banks launch their lowest fixed-rate mortgage deals ever

Mortgage rates have dropped steadily throughout 2021, as lenders have battled for customers in a tough, low-interest environment. The first sub-1% deals started appearing in June, with HSBC introducing a 0.99% two-year fixed-rate deal  for the first time since 2016. … Continue reading

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Could negative interest rates save you money on your mortgage?

Interest rates in the UK have been low for a while, with the Bank of England (BoE) cutting the base rate to 0.1% last March in a pre-emptive response to the coronavirus pandemic. However, the central bank has now indicated … Continue reading

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3 things that could affect your mortgage in 2021

The year 2020 was one that many people would rather forget. The coronavirus pandemic wreaked havoc on our day-to-day lives, affecting our health, happiness, and finances. One sector that experienced its fair share of ups and downs was the housing … Continue reading

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Your complete guide to mortgages

At some point in our lives, most of us will need to take out a mortgage if we aspire to own a home. Yet, mortgages and the process of securing one can still be filled with jargon and other complexities. … Continue reading

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Why are lenders putting up rates and what does it mean for you?

Several mortgage lenders have increased interest rates over the past month, marking another blow for cash-strapped UK households. Halifax, NatWest and Nationwide are just some of the major lenders whose fixed-rate deals are more expensive than they were a few … Continue reading

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Revealed: Where to buy student Buy to Let property to generate great rental yields

Right now, many students are heading off to university and settling into their term-time homes. Finding good quality accommodation grows harder every year, thanks to a steadily increasing student population. In fact, according to UCAS, the number of undergraduate applicants … Continue reading

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Edinburgh Mortgage Advice in the news

Today, the Times has an article about the latest movements on rates in the mortgage market. Here we are adding our two-penneth http://www.thetimes.co.uk/tto/life/property/prices-investment/article3831370.ece (£) In essence what we say is that interest rates are so low that lenders are having to … Continue reading

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Top 5 reasons to choose a 5 year Fixed Rate mortgage

Are you wondering whether to go for a 2, 3, 4 or 5 year fixed rate mortgage?  Over the past few months there have been some great headline rates on offer for short term deals – but are they really … Continue reading

Posted in Base Rate, Edinburgh Mortgage Advice, Fixed Rates, Housing Market, Interest Rates, Mortgage Know How, Standard Variable Rates | Tagged | 3 Comments

Mortgage rates reach record low

In recent months, some of the best mortgage rates I’ve ever seen have come onto the market. There’s no doubt that the Funding for Lending Scheme, the joint initiative of the Government and Bank of England to get lenders lending … Continue reading

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Edinburgh Mortgage in the Press

Here is the latest press for Edinburgh Mortgage. Friday 27th April. A blog from Telegraph head of finance Ian Cowie, quotes us about the air conditioning repair issues facing customer with homes but unable to move their mortgage. A homewarranties.company … Continue reading

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