Category Archives: Mortgage Know How

3 easy ways to reduce the stress of buying a home

When you consider the stressful factors in modern life, you might feel overwhelmed at times. The UK’s current cost of living crisis, compounded with two years of the Covid-19 pandemic and the ongoing war in Ukraine, could be enough to … Continue reading

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5 ways a mortgage broker can help you get accepted for a deal

2021 has been a tumultuous year for the housing market, seeing a flurry of activity among buyers and setting new records for average house prices. Yet despite this growth, research from bridging finance lender KSEYE published in FTAdviser shows that … Continue reading

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Is overpaying your mortgage the right choice for you? The pros and cons

With the world almost grinding to a halt over the last 18 months and national lockdowns keeping everyone in their homes, many Brits have managed to save a little extra money.

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UK high street banks launch their lowest fixed-rate mortgage deals ever

Mortgage rates have dropped steadily throughout 2021, as lenders have battled for customers in a tough, low-interest environment. The first sub-1% deals started appearing in June, with HSBC introducing a 0.99% two-year fixed-rate deal  for the first time since 2016. … Continue reading

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What are 95% loan-to-value mortgages and how could they help you?

One of the most notable announcements from the chancellor’s spring Budget was the news that the government would be reintroducing government-backed, 95% loan-to-value (LTV) mortgages. Helping people get onto the property ladder was a key part of this government’s manifesto, … Continue reading

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Could a longer “marathon” mortgage be right for you? Here’s what you need to know before choosing a 40-year mortgage

2020 proved to be a whirlwind year for house prices. Despite the economic slowdown caused by the coronavirus pandemic, the average UK house price rose £13,316, with the Times reporting that it reached an all-time high of £230,920.

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Should I overpay on my mortgage? Here’s what you need to know

If you’ve got extra cash to spare, you might be considering making overpayments on your mortgage. Overpaying could reduce your monthly repayments, shorten your mortgage term, and save you money in interest. However, it isn’t necessarily the right decision for … Continue reading

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Your complete guide to mortgages

At some point in our lives, most of us will need to take out a mortgage if we aspire to own a home. Yet, mortgages and the process of securing one can still be filled with jargon and other complexities. … Continue reading

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How can a first time buyer get a mortgage?

They say buying a house is one of the biggest financial decisions you’ll ever make, and for any first time buyer this is a daunting prospect. The mortgage market can be a difficult place to navigate and this is especially … Continue reading

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95% remortgages available

There has been lots of talk about the new Government Schemes helping people get on the ladder. But what about the people who are already on the ladder? Well we have a lender that can help people remortgage up to … Continue reading

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