Category Archives: Mortgage Industry

Should I overpay on my mortgage? Here’s what you need to know

If you’ve got extra cash to spare, you might be considering making overpayments on your mortgage. Overpaying could reduce your monthly repayments, shorten your mortgage term, and save you money in interest. However, it isn’t necessarily the right decision for … Continue reading

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5 questions to ask yourself if you’re unmarried and buying a house

Like an increasing number of couples in the UK, you and your partner might be considering buying your first home without getting married. This could be because you want to get a foot onto the property ladder as quickly as … Continue reading

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Your complete guide to mortgages

At some point in our lives, most of us will need to take out a mortgage if we aspire to own a home. Yet, mortgages and the process of securing one can still be filled with jargon and other complexities. … Continue reading

Posted in Interest Rates, Mortgage Industry, Mortgage Know How | Leave a comment

Why are lenders putting up rates and what does it mean for you?

Several mortgage lenders have increased interest rates over the past month, marking another blow for cash-strapped UK households. Halifax, NatWest and Nationwide are just some of the major lenders whose fixed-rate deals are more expensive than they were a few … Continue reading

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Mortgage payment holidays are ending – here’s everything you need to know

The coronavirus pandemic has impacted the finances of millions of households across the UK. With many sectors hit hard, the furlough scheme has supported jobs while the government made a range of grants and loans available to aid businesses through … Continue reading

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Help to Buy – The facts

Here are the facts about Help to Buy written in plain English to help you understand whether either of these finance schemes are right for you. Who is Help to Buy aimed at? Help to buy is aimed at those … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Help to Buy, Mortgage Industry, Purchase, Scotland | 2 Comments

Mortgage rates reach record low

In recent months, some of the best mortgage rates I’ve ever seen have come onto the market. There’s no doubt that the Funding for Lending Scheme, the joint initiative of the Government and Bank of England to get lenders lending … Continue reading

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Buy to Let with CCJ or Defaults – Good news

Good news for Landlords under the cosh. Precise mortgages have revamped their Buy to Let (BtL) range with a couple of exciting changes. On prime loans the loan to value is now up to 80% and that makes the number … Continue reading

Posted in Buy to Let, Lenders, Mortgage Industry, Mortgage Know How | 5 Comments

Edinburgh Mortgage in the Press

Here is the latest press for Edinburgh Mortgage. Friday 27th April. A blog from Telegraph head of finance Ian Cowie, quotes us about the air conditioning repair issues facing customer with homes but unable to move their mortgage. A homewarranties.company … Continue reading

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What have the romans,sorry, tweets ever done for us brokers?

What have the romans tweets ever done for us brokers? I am a huge fan of twitter, its snippet banter, up to the second news. It gives an overall breadth and depth that I would have never imagined possible in … Continue reading

Posted in Mortgage Industry, Press Comment | 1 Comment