Category Archives: Housing Market

3 things that could affect your mortgage in 2021

The year 2020 was one that many people would rather forget. The coronavirus pandemic wreaked havoc on our day-to-day lives, affecting our health, happiness, and finances. One sector that experienced its fair share of ups and downs was the housing … Continue reading

Posted in Edinburgh Mortgage Advice, House Prices, Housing Market, Interest Rates | Leave a comment

6 top tips to speed up the home-buying process

Finding your dream house is just the first of many steps in the home-buying process. In Scotland, it usually takes six to eight weeks between making an offer and being handed the keys to your new pad. In England, around … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Help to Buy, House Prices, Housing Market, Property | Leave a comment

The pros and cons of buying a new-build home

If you want to live in a house that’s brand new and spotlessly clean, you might be tempted to buy a new-build home. Figures compiled by Zoopla suggest the new-build market is starting to bounce back after coronavirus put a … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Help to Buy, House Prices, Housing Market, Property, Purchase | Leave a comment

5 questions to ask yourself if you’re unmarried and buying a house

Like an increasing number of couples in the UK, you and your partner might be considering buying your first home without getting married. This could be because you want to get a foot onto the property ladder as quickly as … Continue reading

Posted in Edinburgh Mortgage Advice, Housing Market, Mortgage Industry | Leave a comment

Why are lenders putting up rates and what does it mean for you?

Several mortgage lenders have increased interest rates over the past month, marking another blow for cash-strapped UK households. Halifax, NatWest and Nationwide are just some of the major lenders whose fixed-rate deals are more expensive than they were a few … Continue reading

Posted in Edinburgh Mortgage Advice, House Prices, Housing Market, Interest Rates, Lenders, Mortgage Industry | Leave a comment

Revealed: Where to buy student Buy to Let property to generate great rental yields

Right now, many students are heading off to university and settling into their term-time homes. Finding good quality accommodation grows harder every year, thanks to a steadily increasing student population. In fact, according to UCAS, the number of undergraduate applicants … Continue reading

Posted in Buy to Let, Edinburgh Mortgage Advice, House Prices, Housing Market, Interest Rates | Leave a comment

How can a first time buyer get a mortgage?

They say buying a house is one of the biggest financial decisions you’ll ever make, and for any first time buyer this is a daunting prospect. The mortgage market can be a difficult place to navigate and this is especially … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Housing Market, Lenders, Mortgage Know How | Tagged | 1 Comment

95% remortgages available

There has been lots of talk about the new Government Schemes helping people get on the ladder. But what about the people who are already on the ladder? Well we have a lender that can help people remortgage up to … Continue reading

Posted in Edinburgh Mortgage Advice, Government Schemes, Help to Buy, Housing Market, Lenders, Mortgage Know How | Leave a comment

Why Nationwide’s large increase in profit is good news

Here is an article from the Daily Mail saying about Nationwide’s recent increase in profits and lending and Mark’s comments about why this is good news. http://www.dailymail.co.uk/money/markets/article-2507789/Nationwide-takes-fight-banks-profits-leap-155-mortgage-lending-soars-nearly-4billion-just-months.html

Posted in First Time Buyers, Housing Market, Lenders, Press Comment | Leave a comment

The Return of the First Time Buyer

This week the Council of Mortgage Lender’s latest data has confirmed what we have been seeing first hand, namely that this year the first time buyer has returned. The mix of stable house and auto loans prices, pent up demand … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, House Prices, Housing Market, Lenders, Press Comment | 1 Comment