What is a heat pump, and is it worth getting one for your home?

a heat pump unit outside of a homeHeat pumps have become a big talking point over the past couple of months as a great option for heating your home. Continue reading

Posted in Edinburgh Mortgage Advice | Leave a comment

What’s next in store for house prices in 2021 and 2022?

a residential street in Edinburgh2021 has been a record-breaking year for house prices.

In the year up to September when data was last available, the UK House Price Index recorded average prices having risen 11.8% across the UK. Continue reading

Posted in Edinburgh Mortgage Advice | Leave a comment

How could changes in interest rates affect you moving forwards?

front of the TSB head office building in EdinburghAfter 18 months of low interest rates across the economy, there finally appears to be some upward movement in mortgage rates. Continue reading

Posted in Edinburgh Mortgage Advice | Leave a comment

5 of the best Scottish authors to discover for Book Week Scotland

person reading a book while holding a mug

Scotland is home to some of the greatest writers of all time. And, with Book Week Scotland running from 15 November to 21 November, there’s never been a better time to read some of their fantastic work. Continue reading

Posted in Scotland | Leave a comment

Could a UK holiday buy-to-let property be a good investment?

a cottage in Cornwall

If you’re looking to become a landlord in some capacity, a UK holiday buy-to-let (BTL) may currently present a good opportunity for you to derive income from property. This is because the available number of holiday BTL mortgage deals has increased in the past six months.

According to statistics from Moneyfacts, four more lenders have started offering a holiday let mortgage product since April 2021.

Continue reading

Posted in Buy to Let | Leave a comment

Mortgage rates fall to record lows – but you need to act fast

the sign outside of a NatWest branch, UK

As the so-called “mortgage wars” rage on, you may be wondering how you can make the most of the competitive mortgage deals currently on offer.

Interest rates have continued to drop during 2021, as lenders have attempted to compete and one-up each other by offering the most attractive deals. Continue reading

Posted in Mortgage Industry | Leave a comment

The complete guide for first-time buyers

Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer tips to help you become a homeowner.

Continue reading

Posted in First Time Buyers, Guide | Leave a comment

Houses near an Amazon warehouse see a boost to their value, says new research

an Amazon package on a conveyor belt in an Amazon warehouseLocal house prices can experience a boost from the arrival of an Amazon warehouse, according to new research.

A study conducted by Opinium on behalf of Paragon Bank found that, on average, towns around the UK saw an average 11% rise in house prices in the year after the warehouses – also known as “Amazon fulfilment centres” – opened. Continue reading

Posted in Housing Market | Leave a comment

The top 5 most in-demand property hotspots in towns and suburbs

aerial shot of houses in Falkirk, ScotlandTwo notable things have happened to the UK property market over the past 18 months since that first lockdown in March 2020: Continue reading

Posted in Housing Market | Leave a comment

Is overpaying your mortgage the right choice for you? The pros and cons

young couple shake hands with mortgage brokerWith the world almost grinding to a halt over the last 18 months and national lockdowns keeping everyone in their homes, many Brits have managed to save a little extra money. Continue reading

Posted in Mortgage Know How | Leave a comment