Category Archives: First Time Buyers

The complete guide for first-time buyers

Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer … Continue reading

Posted in First Time Buyers, Guide | Leave a comment

3 important reasons first-time buyers should always use a mortgage broker

Mortgage brokers have become even more important to first-time buyers over the past year, according to figures published in the FT Adviser in May. Half of all first-time buyers used a mortgage broker over the year from March 2020 to … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers | Leave a comment

What are 95% loan-to-value mortgages and how could they help you?

One of the most notable announcements from the chancellor’s spring Budget was the news that the government would be reintroducing government-backed, 95% loan-to-value (LTV) mortgages. Helping people get onto the property ladder was a key part of this government’s manifesto, … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, House Prices, Mortgage Know How | Leave a comment

5 ways parents could help first-time buyers onto the property ladder

With house prices at an all-time high, many first-time buyers are struggling to find their way onto the property ladder. Fortunately, whether you’re a first-time buyer in need of assistance or a parent looking to help your child, there may … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers | Leave a comment

*******STOP PRESS ****** 95% Mortgages re-launched today

First Time Buyers can get on the property ladder with a 5% deposit. Ahead of the Government backed scheme, that 6 lenders will be part of, Accord Mortgages have launched a 95% loan to value product this morning. It is … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Help to Buy, Housing Market, Purchase, Scotland | Leave a comment

6 top tips to speed up the home-buying process

Finding your dream house is just the first of many steps in the home-buying process. In Scotland, it usually takes six to eight weeks between making an offer and being handed the keys to your new pad. In England, around … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Help to Buy, House Prices, Housing Market, Property | Leave a comment

The pros and cons of buying a new-build home

If you want to live in a house that’s brand new and spotlessly clean, you might be tempted to buy a new-build home. Figures compiled by Zoopla suggest the new-build market is starting to bounce back after coronavirus put a … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Help to Buy, House Prices, Housing Market, Property, Purchase | Leave a comment

How can a first time buyer get a mortgage?

They say buying a house is one of the biggest financial decisions you’ll ever make, and for any first time buyer this is a daunting prospect. The mortgage market can be a difficult place to navigate and this is especially … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Housing Market, Lenders, Mortgage Know How | Tagged | 1 Comment

Right to Buy in Scotland

Help to buy is near enough finished in Scotland, however if you are still trying to get this sorted out, please give our specialist team a call. Anyone who is to make the purchase needs to be named on the … Continue reading

Posted in First Time Buyers, Government Schemes, Poor Credit, Scotland | Tagged | Leave a comment

Help to Buy – The facts

Here are the facts about Help to Buy written in plain English to help you understand whether either of these finance schemes are right for you. Who is Help to Buy aimed at? Help to buy is aimed at those … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Help to Buy, Mortgage Industry, Purchase, Scotland | 2 Comments