Category Archives: First Time Buyers

5 ways parents could help first-time buyers onto the property ladder

With house prices at an all-time high, many first-time buyers are struggling to find their way onto the property ladder. Fortunately, whether you’re a first-time buyer in need of assistance or a parent looking to help your child, there may … Continue reading

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*******STOP PRESS ****** 95% Mortgages re-launched today

First Time Buyers can get on the property ladder with a 5% deposit. Ahead of the Government backed scheme, that 6 lenders will be part of, Accord Mortgages have launched a 95% loan to value product this morning. It is … Continue reading

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6 top tips to speed up the home-buying process

Finding your dream house is just the first of many steps in the home-buying process. In Scotland, it usually takes six to eight weeks between making an offer and being handed the keys to your new pad. In England, around … Continue reading

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The pros and cons of buying a new-build home

If you want to live in a house that’s brand new and spotlessly clean, you might be tempted to buy a new-build home. Figures compiled by Zoopla suggest the new-build market is starting to bounce back after coronavirus put a … Continue reading

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How can a first time buyer get a mortgage?

They say buying a house is one of the biggest financial decisions you’ll ever make, and for any first time buyer this is a daunting prospect. The mortgage market can be a difficult place to navigate and this is especially … Continue reading

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Right to Buy in Scotland

Help to buy is near enough finished in Scotland, however if you are still trying to get this sorted out, please give our specialist team a call. Anyone who is to make the purchase needs to be named on the … Continue reading

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Help to Buy – The facts

Here are the facts about Help to Buy written in plain English to help you understand whether either of these finance schemes are right for you. Who is Help to Buy aimed at? Help to buy is aimed at those … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Help to Buy, Mortgage Industry, Purchase, Scotland | 2 Comments

Why Nationwide’s large increase in profit is good news

Here is an article from the Daily Mail saying about Nationwide’s recent increase in profits and lending and Mark’s comments about why this is good news. http://www.dailymail.co.uk/money/markets/article-2507789/Nationwide-takes-fight-banks-profits-leap-155-mortgage-lending-soars-nearly-4billion-just-months.html

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The Return of the First Time Buyer

This week the Council of Mortgage Lender’s latest data has confirmed what we have been seeing first hand, namely that this year the first time buyer has returned. The mix of stable house and auto loans prices, pent up demand … Continue reading

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What mortgages are available? A few pointers

OK so you have decided to move/buy/remortgage, but like most people starting out don’t know if there are any lenders in the market able/willing to help and the scare stories in the press make it look like there is no-one … Continue reading

Posted in Buy to Let, Edinburgh Mortgage Advice, First Time Buyers, Mortgage Know How, Poor Credit | 2 Comments