Category Archives: Buy to Let

Why potential tax changes mean it’s time to consider limited company Buy to Let

Supporting the UK through lockdown has cost the government hundreds of billions of pounds. So, in the coming months and years, it’s likely that the Chancellor will have to make some tough taxation and spending decisions as he tries to … Continue reading

Posted in Buy to Let, Edinburgh Mortgage Advice, Tax Rates | Leave a comment

Revealed: Where to buy student Buy to Let property to generate great rental yields

Right now, many students are heading off to university and settling into their term-time homes. Finding good quality accommodation grows harder every year, thanks to a steadily increasing student population. In fact, according to UCAS, the number of undergraduate applicants … Continue reading

Posted in Buy to Let, Edinburgh Mortgage Advice, House Prices, Housing Market, Interest Rates | Leave a comment

What mortgages are available? A few pointers

OK so you have decided to move/buy/remortgage, but like most people starting out don’t know if there are any lenders in the market able/willing to help and the scare stories in the press make it look like there is no-one … Continue reading

Posted in Buy to Let, Edinburgh Mortgage Advice, First Time Buyers, Mortgage Know How, Poor Credit | 2 Comments

Buy to Let with CCJ or Defaults – Good news

Good news for Landlords under the cosh. Precise mortgages have revamped their Buy to Let (BtL) range with a couple of exciting changes. On prime loans the loan to value is now up to 80% and that makes the number … Continue reading

Posted in Buy to Let, Lenders, Mortgage Industry, Mortgage Know How | 5 Comments

Aldermore’s new Buy to Let range vs TMW’s products at 80% LTV, are they any good?

Buy to Let, high LTV lending anyone? Aldermore has set the cat among the sole 80% lending pigeon by increasing its max LTV, so let’s look at the rates to see what changes this could mean. The only other lender … Continue reading

Posted in Buy to Let, Lenders | Leave a comment

Our Comment on Mortgage Rate Changes

The  Mortgage Rate Update Thursday 12th Jan BoE Base Rate Decision The Bank of England said that Mortgage availability will get harder in the first quarter and nearly every broker on Twitter was telling the world how busy they are … Continue reading

Posted in Base Rate, Buy to Let, Lenders, Mortgage Industry | Leave a comment

2012 – A set in stone look at what the future holds for mortgages, or at least our best guess.

For Mortgages, it is that time of year when ‘Industry experts’* are let loose in blogs and other media to let us all know what will be happening in the next year. They are always wrong. Wwhen the sheen of … Continue reading

Posted in Base Rate, Buy to Let, House Prices, Housing Market, Mortgage Industry, Press Comment | Comments Off on 2012 – A set in stone look at what the future holds for mortgages, or at least our best guess.

Buy to Let’s booming – but who will lend the uplift

Since the crunch we have seen first time buyers pretty much excluded from the market and house prices protected by Government, BoE and lender policy.  The upshot of this is a very healthy buy to let and letting sectors, speaking of health, … Continue reading

Posted in Buy to Let, Lenders, Mortgage Industry | Leave a comment