Author Archives: Mark Dyason

Do Scottish house prices near a Waitrose really outperform those further away?

It’s become common folklore that house prices near a Waitrose outperform those further away. The claim comes from a 2016 Lloyds Banking Group study, which coined the phrase the “Waitrose effect” for the mysterious rise in house prices in the … Continue reading

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3 important reasons first-time buyers should always use a mortgage broker

Mortgage brokers have become even more important to first-time buyers over the past year, according to figures published in the FT Adviser in May. Half of all first-time buyers used a mortgage broker over the year from March 2020 to … Continue reading

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Why the impact of inflation might mean your mortgage costs you more

Inflation reached 2.5% in June, as a reopened UK economy saw a spending boom across restaurants, bars, and leisure activities. While this may feel like a far-off issue for you, inflation can have a tangible impact on your personal finances … Continue reading

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5 practical and easy ways to switch off when working from home

Covid dramatically changed the way we approach work, with nearly half of all people switching from the office to home working in 2020. Now, with many employers seeing home working as a viable option moving forward, it’s likely that home … Continue reading

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Did you know your credit “rating” doesn’t actually exist?

Credit ratings are often heralded as one of the most important things you need to improve in order to borrow money, especially for a mortgage. But did you know that you don’t actually have a credit “rating”? That number you … Continue reading

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5 interesting things the pandemic has taught us about the housing market

Covid has been a shake-up for pretty much every industry and sector imaginable, as lockdowns prevented trade and forced many businesses to furlough staff over the past year and a half.

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Why business insurance is more important than ever

Covid created an entirely unprecedented situation that will live long in the memory of everyone involved, but especially for business owners. The pandemic has made many business owners take stock and realise how quickly you can go from operating one … Continue reading

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Moving out of the city? 5 of the best UK seaside towns to move to

For many people, lockdown emphasised the importance of having space at home to relax outside of the four walls of your living room. Now, with many trading in office chat by the water cooler for home working and Zoom calls, … Continue reading

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Is it safe to prioritise savings over life insurance?

Life insurance is an oft-ignored piece of protection, especially by younger people. You may see it as a waste of money that you’ll never see a return on, especially when your family could simply use the savings you’ve built up … Continue reading

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Guide: 10 things that could increase the value of your property

Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up.

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