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How big a deposit do I need?

This depends on what support you can count on. Standalone, with your own salary making the mortgage affordable the current maximum loan to value available in Scotland is 90%. If you have a guarantor then this can be 95%, if … Continue reading

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My brother and I are looking to buy a bungalow on buy to let for our mother to live in. I know there are issues with a relative occupying on BTL mortgages – can you tell me who may give approval?

You are right about it being more difficult. This is because you are letting it to a member of close family meaning it becomes a mortgage under the FSA regulation and a number of buy to let lenders will not … Continue reading

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