Category Archives: Lenders

How can a first time buyer get a mortgage?

They say buying a house is one of the biggest financial decisions you’ll ever make, and for any first time buyer this is a daunting prospect. The mortgage market can be a difficult place to navigate and this is especially … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, Government Schemes, Housing Market, Lenders, Mortgage Know How | Tagged | Leave a comment

95% remortgages available

There has been lots of talk about the new Government Schemes helping people get on the ladder. But what about the people who are already on the ladder? Well we have a lender that can help people remortgage up to … Continue reading

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Why Nationwide’s large increase in profit is good news

Here is an article from the Daily Mail saying about Nationwide’s recent increase in profits and lending and Mark’s comments about why this is good news. Like balance transfers, nationaldebtreliefprograms.com are a do-it-yourself option that generally requires a debt relief … Continue reading

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Edinburgh Mortgage Advice in the news

Today, the Times has an article about the latest movements on rates in the mortgage market. Here we are adding our two-penneth http://www.thetimes.co.uk/tto/life/property/prices-investment/article3831370.ece (£) In essence what we say is that interest rates are so low that lenders are having to … Continue reading

Posted in Edinburgh Mortgage Advice, Interest Rates, Lenders | 1 Comment

The Return of the First Time Buyer

This week the Council of Mortgage Lender’s latest data has confirmed what we have been seeing first hand, namely that this year the first time buyer has returned. The mix of stable house prices, pent up demand and lenders launching … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, House Prices, Housing Market, Lenders, Press Comment | 1 Comment

Mortgage rates reach record low

In recent months, some of the best mortgage rates I’ve ever seen have come onto the market. There’s no doubt that the Funding for Lending Scheme, the joint initiative of the Government and Bank of England to get lenders lending … Continue reading

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Buy to Let with CCJ or Defaults – Good news

Good news for Landlords under the cosh. Precise mortgages have revamped their Buy to Let (BtL) range with a couple of exciting changes. On prime loans the loan to value is now up to 80% and that makes the number … Continue reading

Posted in Buy to Let, Lenders, Mortgage Industry, Mortgage Know How | 5 Comments

Mortgage Know How Part 1 – Mortgage Over-payment

This is the first in a set of posts to highlight mortgage features that you could make use of:- Overpayments drive down the total amount and term you pay 1. Over-payments – most mortgage providers will allow you to overpay either monthly or by … Continue reading

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Take a mortgage without advice? It’s like buying a car without a warranty.

The FSA is facing a tough choice, whether to give in to lenders who are moaning about increased costs or protect what is proposed regarding all mortgage sales. This was to say that all sales have to be advised. It … Continue reading

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Interest Only – more changes, time to call the tailor

If you have an interest only mortgage you must be wondering what is next for you. If have one and are not then perhaps now is the time to start. A repayment vehicle seemed like a quaint idea to some … Continue reading

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