This week the Council of Mortgage Lender’s latest data has confirmed what we have been seeing first hand, namely that this year the first time buyer has returned.
The mix of stable house prices, pent up demand and lenders launching innovative, low rate products has attracted the first time buyer back.
This is great for the whole market as every next time buyer needs a first time buyer to set the chain off.
On top of this Government schemes (with varying success) have also supported house sales and the Funding for Lending Scheme supports the banks. It is difficult to what else the Government could do, lending money to the lenders and to the buyers; really short of wholesale purchase of property this is really flat out hard work to support from HMG.
Here is an article about the numbers published in the Mail with comments from us.
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