Author Archives: Mark Dyason

The Return of the First Time Buyer

This week the Council of Mortgage Lender’s latest data has confirmed what we have been seeing first hand, namely that this year the first time buyer has returned. The mix of stable house prices, pent up demand and lenders launching … Continue reading

Posted in Edinburgh Mortgage Advice, First Time Buyers, House Prices, Housing Market, Lenders, Press Comment | 1 Comment

Top 5 reasons to choose a 5 year Fixed Rate mortgage

Are you wondering whether to go for a 2, 3, 4 or 5 year fixed rate mortgage?  Over the past few months there have been some great headline rates on offer for short term deals – but are they really … Continue reading

Posted in Base Rate, Edinburgh Mortgage Advice, Fixed Rates, Housing Market, Interest Rates, Mortgage Know How, Standard Variable Rates | Tagged | 2 Comments

Press Coverage for Edinburgh Mortgage

Wow we have been busy recently, here are a couple of links for articles that Mark contributed to over the last few weeks and been featured in national press. In the Express and Mail about how mortgage debt is less … Continue reading

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House Prices are moving again

We are seeing a real move in house prices this spring, higher in London, Edinburgh and Aberdeen. The Express picked up on this and people’s expectation that they will rise further and here we are quoted on the front page. … Continue reading

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Mortgage rates reach record low

In recent months, some of the best mortgage rates I’ve ever seen have come onto the market. There’s no doubt that the Funding for Lending Scheme, the joint initiative of the Government and Bank of England to get lenders lending … Continue reading

Posted in Edinburgh Mortgage Advice, Housing Market, Interest Rates, Lenders, Mortgage Industry, Mortgage Know How, Press Comment | Leave a comment

What mortgages are available? A few pointers

OK so you have decided to move/buy/remortgage, but like most people starting out don’t know if there are any lenders in the market able/willing to help and the scare stories in the press make it look like there is no-one … Continue reading

Posted in Buy to Let, Edinburgh Mortgage Advice, First Time Buyers, Mortgage Know How, Poor Credit | 2 Comments

Buy to Let with CCJ or Defaults – Good news

Good news for Landlords under the cosh. Precise mortgages have revamped their Buy to Let (BtL) range with a couple of exciting changes. On prime loans the loan to value is now up to 80% and that makes the number … Continue reading

Posted in Buy to Let, Lenders, Mortgage Industry, Mortgage Know How | 5 Comments

Edinburgh Mortgage in the Press

Here is the latest press for Edinburgh Mortgage. Friday 27th April. A blog from Telegraph head of finance Ian Cowie, quotes us about the issues facing customer with homes but unable to move their mortgage. http://blogs.telegraph.co.uk/finance/ianmcowie/100016722/homebuyers-become-prisoners-in-their-own-property/ On Sunday 23th April, … Continue reading

Posted in Interest Only, Interest Rates, Mortgage Industry | Leave a comment

What have the romans,sorry, tweets ever done for us brokers?

What have the romans tweets ever done for us brokers? I am a huge fan of twitter, its snippet banter, up to the second news. It gives an overall breadth and depth that I would have never imagined possible in … Continue reading

Posted in Mortgage Industry, Press Comment | 1 Comment

Mortgage Know How Part 1 – Mortgage Over-payment

This is the first in a set of posts to highlight mortgage features that you could make use of:- Overpayments drive down the total amount and term you pay 1. Over-payments – most mortgage providers will allow you to overpay either monthly or by … Continue reading

Posted in Interest Only, Lenders, Mortgage Industry, Mortgage Know How | Leave a comment