How long is it before I can get a ‘high street’ lender’s mortgage – I have recently had a number of defaults registered?

The number and size of the defaults matter most, if they are small and there are only a couple then there are lenders that will look at these now and dependant on credit score you could still get some well known lenders to look.

Our advice would be to get a credit check done via one of the main agencies (Callcredit, Experian, Equifax – a link to one of these services is at the bottom of the home page) and then talk to us about what this means for you.

The good news is that this market sector is significantly better than it was only 12-18 months ago and even people with significant credit issues can get or will be able to know when the should be able to look at a new mortgage. 


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